%0 Journal Article %T Considering the Influence of Individuals’ Investment and Consumer Behaviour Factors When Making Decisions %A Spasennikov, V.V. %K organizational systems, behavioural economics, economic psychology, financial decisions, anomalies, deferred benefit, intertemporal choice, utility discounting %J Ergodesign %D 2025 %N 2025 %P 13 %I Bryansk State Technical University